All deposits are insured to at least $250,000.00 by the National Credit Union Share Insurance Fund, which is administered by the National Credit Union Administration (NCUA), an agency of the federal government.
Jackson Community Federal Credit Union offers:
Savings Account
The first step to membership is a minimum deposit of only $5.00. To obtain dividends you must maintain a $100.00 balance for the dividend period. Once you have a savings account you can take advantage of all of the benefits of Jackson Community Federal Credit Union.
Checking Accounts
Our checking account is one of the best examples of credit union value
- No minimum balance requirement
- No monthly service fees
- Unlimited check writing
The JCFCU checking account gives you flexibility without worry of unnecessary fees, or minimum balance restrictions. No matter where you live, work or travel, it’s easy to manage your JCFCU checking account with convenient Direct Deposit, Bank by Mail, Nation wide ATM’s and MasterMoney debit card.
A duplicate check design is used, which gives you a copy of every check you write for easy record keeping.
Vacation Club Accounts
The vacation club allows you to put money aside for vacations, holidays or just a rainy day. This account also allows you to direct deposit, deposit by mail or by ATM. You can also make a withdrawal at any time.
Christmas Club Accounts
Ease the expense of Christmas spending; you can make unlimited deposits or have direct deposit into this account. On October 31st the money will be deposited to your saving account.
Kids Club Accounts
For members ages birth to 13 years old the Membear Club helps kids learn to save at an early age. This account pays dividends on $5.00 and over. Every $5.00 cash deposit earns a trip to the toy box, also enjoy the special events and giveaways.
Certificates of Deposit
Our certificate program is as professionally designed as those found at any financial institution. Our certificates range from 3 months to 5 years with a minimum deposit of $500.
IRA Accounts
No matter what your age, now is the time to start planning for your financial future and provide security for your retirement. Traditional, Roth and Educational IRA’s are offered.
Loans
At Jackson Community we pride ourselves in the low interest rates for your borrowing needs. You may apply for a loan at any time. Each application is based on its own individual merits from the information submitted by you. Many types of loans are offered:
New & Used Vehicles
Boats, Motor Homes, RV”s
Travel Trailers & Jet Ski’s
Motorcycles, Snowmobiles
Signature Loans
Home Improvement
Lawn Tractor
Computers
Classic Cars
Home Equity
New Appliances
Lines of Credit
Shares Secured
All loans can be paid by payroll deduction or direct deposit. No penalties for early payoffs.
Visa Cards
Jackson Community FCU offers VISA Platinum and VISA Platinum Preferred. The rates are fixed, with no teaser rate like so many VISA cards out there. No annual fee and a 25 day grace period.
